I love Christmas. It is my favorite time of the year. I usually have all decorations and shopping done by the beginning of December. Then I can focus on baking goodies. I have made a lot of my own gifts over the years, so I start that in January. Sweaters, shawls, quilts, ornaments and jewelry are created in my Hobby Room which used to be the den. When I was a teenager I set up a Holiday savings account which I can’t touch until November 1st. I put a set amount in every month so that I have everything I need for Christmas without breaking the bank. 

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